It seems GEICO may have to keep its promise about helping drivers save money on car insurance. The Missouri Court of Appeals is siding with a woman who won a $5.2 million award against GEICO, in a case that centers on a unique auto injury claim. The woman says she contracted a sexually transmitted disease after having sex in a car whose owner was insured by GEICO.
GEICO had told the woman its auto insurance coverage didn’t apply because the “damages claimed did not arise out of the normal use of the vehicle”—but because the car was covered by GEICO at the time, the company is obligated to compensate her for contracting HPV from its owner in the vehicle, citing medical expenses and her pain and suffering. She says the man “was insured against his personal liability arising from his negligence in actions involving his automobile,” and that makes GEICO responsible. The federal case is now set for a jury trial.
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Check out more about GEICO paying a woman $5.2 million after she contracted HPV in an insured car: https://www.npr.org/2022/06/10/1104134521/geico-lawsuit-std-hpv-insurance-car